Wallet or e-Wallet or Payment Wallet or Digital Wallet can be defined as a service, device or technology by which you can carry digital cash, transact cash online and pay for products & services online or physical. Though the definition is very simple but the technology and regulations for wallets are complex. You can link […]
Credit Card can be defined as an entity it might be a physical plastic card or a metallic card or an online app or just the card details which helps you in availing credit facility to spend on products/services. There are various conditions with borrowing of a Credit Card which we will be discussing here. […]
Cryptocurrency comes from two words Crypto and Currency. You might have heard about Cryptography. Crypto means secret or concealed. The study and creation of the techniques, tools and methods to pass information securely which can not be decrypted by adversaries can be called as Cryptography in broad terms. When these techniques are applied for currency […]
BNPL (buy now pay later) as the name suggests can be defined as the partial/full amount you pay for a product/service at a later point of time with a 15 to 30 days interest free period. BNPL is smaller Credit given to a customer for a shorter period of time. Based on this model, various […]
Checking your CIBIL Score is the basic action you take while applying for a loan. Do you know that a bad CIBIL Score will affect your future Credit taking capabilities? You won’t be able to take a home loan, a personal loan, or any kind of unsecured loan, apply for a Credit Card, you won’t […]